Posts by discoverwell

If you’re considering international health insurance and have an existing medical condition, one of your first questions may be: Will I still be able to get coverage? The answer is often yes, but it’s not always straightforward. Unlike ACA-compliant health insurance in the United States, many international private medical insurance (IPMI) plans use medical underwriting.…

If you have Medicare and are planning an international trip, don’t assume your healthcare coverage travels with you. Original Medicare generally doesn’t cover healthcare received outside the United States, except in a few limited circumstances. That can leave Medicare beneficiaries responsible for medical expenses incurred while traveling abroad. Depending on the Medicare coverage you already…

If you’re planning to move to another country, whether for retirement, remote work, a new job, or simply a change of scenery, health insurance is likely an important part of both your relocation planning and your residency or visa application. Many countries require applicants to demonstrate adequate health coverage before granting certain long-stay visas or…

Moving abroad brings plenty of decisions, where to live, how to handle banking and taxes, what to do with your belongings, and how you’ll access healthcare once you’re there. For many people, international health insurance, also known as expat health insurance or International Private Medical Insurance (IPMI), becomes their primary health coverage while living outside…

Trip insurance and travel medical insurance are often talked about interchangeably, but they aren’t the same thing. Both can provide important protection when you’re traveling, and often there is some overlap between the two, but they are designed to protect against different types of risk. Trip insurance primarily protects the financial investment you’ve made in…