Travel Insurance for Retreat Participants 

Protect Your Trip Investment.

Travel medical and trip protection for yoga, wellness, and cultural retreat travelers.

Recover your non-refundable costs if the unexpected happens before or during your retreat. Compare plans and get covered today.

Important Tip: For the broadest protection options, most plans must be purchased within 10-14 days of your first trip deposit.

Which Plan Do I Choose?

These are our most popular plans for US-based clients who attend retreats. Click below for an instant quote.

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Joining a retreat usually means:

  • Flights and accommodations booked in advance
  • Non-refundable retreat fees
  • Overseas travel to popular destinations to popular destinations like Bali, Costa Rica, Greece, Mexico, Peru and Portugal
  • Activities (yoga, hiking, cultural excursions) that standard policies sometimes exclude

The problem?

Most travelers assume they’re covered — but activities like retreats, pre-paid fees, and international medical needs require the right type of plan.

DiscoverWell simplifies this.

As an independent, licensed brokerage, we:

  • Offer both brokered and affiliate options, depending on the insurer

  • Provide transparent links and pricing

  • Support you before, during, and after your trip

More about us.

What Retreat Travel Insurance Typically Covers

Retreat travel insurance typically includes:

  • Prepaid retreat cost protection for cancellations due to covered reasons
  • Emergency medical care
  • Medical evacuation
  • Baggage loss
  • Travel cancellation and delay benefits
  • Optional “Cancel For Any Reason” (CFAR) upgrades. CFAR allows you to cancel your trip for almost any reason not normally covered by standard trip cancellation benefits.

Plan Comparison

Retreat Travel Insurance: Best Plans & Coverage Options

Feature Allianz Classic IMG iTravelInsured Choice Trawick Premier Pathway
Best For Most complete trip-cancellation protection Strongest medical & evacuation benefits Excellent value + high medical limits
Trip Cancellation Up to 100% of trip cost Up to 100% of trip cost Up to 100% of trip cost
Trip Interruption Up to 150% of trip cost Up to 150% of trip cost Up to 150% of trip cost
Emergency Medical $50,000 $100,000–$250,000 $150,000–$250,000
Medical Evacuation $250,000 $500,000 $1,000,000
Pre-Existing Condition Waiver Yes — if purchased within 14 days Yes — if purchased within the required window Yes — if purchased within the required window
Baggage Coverage Moderate Moderate to Strong Moderate to Strong
Adventure / Sports Moderate restrictions Moderate restrictions Option to add
Claims Experience Industry-leading Very strong Variable (depends on TPA)
Price Level Moderate–High Moderate-Low Moderate
Overall Strength Best-rated claims experience and trip cancellation protection Best for international medical & evacuation, option for CFAR Higher medical limits, option for CFAR

This plan comparison is for general informational purposes only and may not include all benefits, conditions, or exclusions. Coverage varies by insurer and state. Always review full policy documents before purchasing.

Questions? 

The information on this page is ideal for:

Or need help determining which plan meets your needs?

Contact Jen at: 

Email: travel@discoverwell.world

Direct Dial or Text: +1 (415) 649-4214

Schedule a Consult

  • Yoga retreat participants

  • Wellness immersion guests

  • Meditation or breathwork retreat attendees

  • Spiritual or healing journey travelers

  • Women’s circles & transformational retreats

  • Group adventure or cultural exploration trips

  • Volunteers joining structured programs abroad

If you’ve paid a non-refundable deposit (or the full retreat cost), you should protect it.

FAQs

Why buy within 10 days of booking?

To qualify for a pre-existing condition waiver and broader protection.  

What's the difference between trip insurance and travel medical insurance?
Does this apply to domestic retreats?