Families & Worldschoolers

Q: Do these plans cover multiple countries?

Yes. Most global family plans provide worldwide coverage - making them ideal for worldschooling families who move frequently.

Q: Can children be insured independently?

Some insurers allow children to be covered on their own or under a parent’s policy. We’ll help you explore which option makes sense for your situation.

Q: Are vaccinations and preventive care included?

Many plans include pediatric wellness visits and preventive benefits. Coverage levels vary, and we’ll help you compare what’s available for your children’s ages and destinations.

Q: Are pre-existing conditions covered?

Coverage depends on the insurer and your family’s medical history. Some plans cover pre-existing conditions after medical underwriting or a waiting period. We’ll help you understand each policy’s terms before enrollment.

Q: Does coverage include time spent in the U.S.?

Not by default. Most international family plans exclude routine care in the U.S. but may cover short emergency visits while you’re home. Some insurers offer an optional U.S. coverage rider for an additional premium - ideal if you return regularly or would like peace of mind of maintaining comprehensive US coverage.

Q: Are we covered while at sea?

Most standard international medical plans cover you from port to port, but not while physically at sea between destinations. Coverage resumes once you’re within a country’s territorial waters or on land. If you spend significant time offshore, we can connect you with specialized marine or expat plans designed for life aboard.

Health Coverage That Supports Your Family—Wherever You Call Home

Comprehensive, family-focused coverage for life beyond borders.

Raising a family abroad or worldschooling across countries is an extraordinary opportunity.

It also means having the right healthcare support - so your children can learn, grow, and thrive wherever you go.

Whether you’re worldschooling across continents, living aboard a sailboat, or spending a year exploring new cultures, your family’s health is a priority.

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Who It’s For

Families relocating for work, lifestyle, or adventure
Worldschoolers traveling full-time or seasonally
Parents raising children in multiple countries or regions
Long-term travelers without a fixed home base
Dual-national or multicultural families

Ideal if your family will live or travel abroad for six months or longer and needs continuous, reliable healthcare across borders.

What’s Included

International family plans are designed for everyday life abroad, not just emergencies. Coverage typically includes:

Routine & Pediatric Care — wellness visits, vaccinations, and growth monitoring
Specialist Access — pediatric specialists, orthopedics, allergy care, and more
Emergency & Hospital Coverage — for accidents, illness, and urgent needs
Maternity & Newborn Care — optional add-ons for expectant parents
Mental Health Support — counseling, therapy, and behavioral health services
Dental & Vision — add-ons for ongoing family needs
Emergency Evacuation — transport to a qualified facility if local care isn’t available

These plans help your family stay healthy wherever your journey takes you - from routine checkups to unexpected situations in unfamiliar places.

Need help choosing the right level of coverage for your family?

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Common Family Scenarios We Support

Moving abroad for a work contract or remote work opportunity
Worldschooling across Europe, Asia, the Americas, or mixed regions
Maintaining residency in one country while traveling long-term
Giving children access to private international hospitals and specialists
Managing routine care, vaccinations, and emergencies across borders

How It Works

Share your family’s destinations and timeline.
Review tailored international family coverage options.
Enroll confidently and travel protected.

Why Choose DiscoverWell

Real experience, real insight – Founded by an expat who understands the realities of relocating, navigating new healthcare systems, and maintaining quality care abroad.
15+ years of international health insurance expertise.
Regional guidance – Coverage rules and eligibility vary by destination. We help ensure your plan meets local requirements and visa standards.
Access to top global insurers – including Cigna Global, Allianz, Blue Cross Blue Shield Global, IMG and more.
Personalized guidance – Your plan matched to your destination, lifestyle, and budget.
Ongoing support – We stay with you after enrollment, assisting with questions, renewals, or claims while you’re abroad.
Licensed Broker / Independent / Global Expertise

Want help comparing family-friendly international plans?

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FAQs

Can we buy coverage if we’re already abroad?

Often yes. Many family-friendly international plans accept applicants already outside their home country.

Do these plans cover multiple countries?

Can children be insured independently?

Are vaccinations and preventive care included?

Are pre-existing conditions covered?

Does coverage include time spent in the U.S.?

Are we covered while at sea?

Wherever you go next—stay protected with DiscoverWell.

Give your family the peace of mind to live, learn, and explore the world with confidence.