Health Insurance for Expats
Health Coverage That Moves With You
When you relocate abroad, your health insurance needs don’t stay the same.
You may be navigating a new medical system, traveling between countries, or simply wanting the comfort of knowing you can access quality care when you need it—wherever you are. That’s why choosing the right international health insurance matters.
At DiscoverWell, you’ll receive experienced guidance tailored to your needs, helping you secure comprehensive global coverage that supports your lifestyle, whether you’re relocating for work, living overseas long-term, or embracing a flexible, internationally mobile way of life.
Why Expats Choose International Health Insurance
When you move overseas, you need health insurance that goes beyond borders. International health insurance offers the flexibility and protection expats need, including:
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Coverage across multiple countries
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Access to private hospitals and specialists
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Strong outpatient, mental health, and preventive benefits
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Emergency evacuation and repatriation
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Optional U.S. coverage
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Flexibility if you travel frequently or relocate again
This is the preferred choice for globally mobile individuals, families, and professionals who want dependable access to care, wherever life takes them.
Our guidance is simple, clear, and tailored to your needs - so you never feel overwhelmed or unsure about your options.
Who It’s For
- Professionals on international assignment
- Families moving abroad
- Retirees living globally
- Digital nomads and long-term travelers
- Families sailing abroad or moving from port to port
Ideal for anyone planning to live outside their home country for six months or longer.
Traveling for less than 6-months and looking for a short-term travel medical policy? We recommend Blue Cross Blue Shield Global Solutions.
What’s Included
With an expat medical plan, you can access to care that fits your life abroad:
- Routine & Preventive Care – checkups, screenings, and wellness visits
- Emergency & Hospital Coverage – protection for unexpected accidents or illnesses
- Global Provider Networks – treatment at trusted hospitals and clinics worldwide
- Customizable Add-Ons – maternity, dental, vision, and mental health options
This coverage is designed for ongoing life abroad, not short-term travel. Not sure which benefits you actually need?
What Makes Expat Coverage Different?
Expat health insurance isn’t the same as travel insurance. It’s built to support long-term residents living outside their home country, with:
- Coverage for everyday medical care - not just emergencies
- Options for outpatient, specialist, and chronic care
- Stability for visas, residency permits, and employer documentation
- Higher annual limits suitable for private international hospitals
- Portability if you relocate again or travel frequently
These plans offer continuity, ensuring your care doesn’t reset every time you change countries.
How It Works
- Share your plans. Tell us where you’re headed and who needs coverage.
- Compare options. Review vetted plans from leading global insurers.
- Enroll confidently. Get protection that travels with you.
Why Choose DiscoverWell
- Real experience, real insight – Founded by an expat who understands the realities of relocating, navigating new healthcare systems, and maintaining quality care abroad.
- 15+ years of international health insurance expertise.
- Regional guidance – Coverage rules and eligibility vary by destination. We help ensure your plan meets local requirements and visa standards.
- Access to top global insurers – including Cigna Global, Allianz, Blue Cross Blue Shield Global, IMG and more.
- Personalized guidance – Your plan matched to your destination, lifestyle, and budget.
- Ongoing support – We stay with you after enrollment, assisting with questions, renewals, or claims while you’re abroad.
- Licensed Broker / Independent / Global Expertise
Want help finding your plan?
FAQs
Typically, you’ll need proof of identity, residency or visa status, and a completed health questionnaire. Some plans may require additional documentation during underwriting.
Moving abroad is exciting. Make sure your health coverage is as ready as you are.
Live abroad with confidence and the right coverage.