Travel Insurance for Short-Term Trips & Vacations

Travel Protected, Anywhere You Go.

Travel medical and trip interruption plans for every journey.

Vacations, work trips, and family adventures are full of moving parts. Don’t let an accident, illness, or canceled flight derail your plans, or your wallet.

DiscoverWell helps you secure short-term coverage that protects both your travel investment and your well-being with coverage for trip cancellations, interruptions, medical emergencies, and emergency evacuation - the essentials every international traveler should have.

Looking for long-term international health coverage? Check out our international health insurance for expats.

Choose Your Plan Type

Coverage for a single trip, including protection for cancellations, interruptions, medical emergencies, and evacuation.

Coverage designed for cruise vacations, including trip cancellations, missed connections, itinerary changes, and medical emergencies at sea.

Coverage for multiple trips within a 12-month period. Ideal for frequent travelers who want year-round protection under one policy.

Who We Work With

Global Health Insurance for Expats

Short & Long-Term Global Health Insurance

Trip & Travel Medical Insurance

Trip & Travel Medical Insurance

Trip & Travel Medical Coverage

Insurance for Digital Nomads

Trip & Travel Medical Coverage

39

Trip Insurance - Who It’s For:

  • Families booking international vacations
  • Retirees planning bucket-list trips
  • Business travelers with fixed itineraries
  • Adventurers heading to wellness retreats, cruises, or tours

Ideal for travelers seeking short-term protection for medical emergencies, cancellations, or disruptions—whether leaving the U.S. or visiting it.

If you'll be traveling long-term, more than 6-months, check out international health plans.

What’s Included

Plans vary by insurer and budget, from basic emergency protection to bundled trip and medical coverage.

Common features include:

  • Trip Cancellation & Interruption – reimbursement for prepaid, non-refundable costs if illness, weather, or covered events disrupt your plans
  • Emergency Medical Care – coverage for hospital stays, urgent treatment, and prescriptions while abroad
  • Medical Evacuation & Repatriation – transport to the nearest qualified facility or back home if needed
  • Lost Luggage & Travel Delay Benefits – compensation for delayed flights or missing bags
  • Optional Upgrades – Cancel For Any Reason (CFAR) protection, higher medical limits, or extended travel duration

Travel insurance options that balance protection and value, so you can explore with confidence.

Need help figuring out which plan is best? Schedule a consult for guidance.

A senior adult black female tourist admiring the architecture in London. She is traveling alone and walking around the City of Westminster on a gloomy winter day. The woman is standing on the sidewalk and behind her, there is the famous Big Ben. She is looking up.

Common Travel Scenarios We Support

  • Vacation or holiday trips abroad
  • Multi-country itineraries or cruises
  • Adventure travel (within policy guidelines)
  • Wellness retreats or guided tours
  • Visiting friends or family overseas
42

How It Works

  1. Share your trip details. Tell us your destinations, travel dates, and who’s traveling.
  2. Compare your options. Review trusted, vetted coverage plans.
  3. Enroll easily. Travel worry-free, knowing both your trip and your health are protected.

Why Choose DiscoverWell

  • Real experience, real insight – Founded by an expat who understands the realities of relocating, navigating new healthcare systems, and maintaining quality care abroad.
  • 15+ years of international health insurance expertise.
  • Regional guidance – Coverage rules and eligibility vary by destination. We help ensure your plan meets local requirements and visa standards.
  • Access to top global insurers – including Cigna Global, Allianz, Blue Cross Blue Shield Global, IMG and more.
  • Personalized guidance – Your plan matched to your destination, lifestyle, and budget.
  • Ongoing support – We stay with you after enrollment, assisting with questions, renewals, or claims while you’re abroad.
  • Licensed Broker / Independent / Global Expertise

Want help finding your plan?

FAQs

What’s the difference between travel medical and trip cancellation insurance?

Travel medical covers emergency care abroad. Trip cancellation reimburses prepaid costs if you must cancel or cut your trip short for a covered reason. Most plans have some overlap.

When should I buy travel insurance?
Can I extend my plan if my trip is delayed?
Are pre-existing conditions covered?
Does coverage include time spent in the U.S. or on cruises?

Wherever you go, go covered.

Tip: Buy within 10 days of your first trip payment to unlock maximum protection and eligibility benefits, like the pre-existing conditions waiver.